Looking into a particular pension will likely lead to a number of questions. This holds true for veterans and others alike. For veterans of all ages, if they have any difficulty at home, they may be eligible for the Aid and Attendance Benefit. It is eligible to veterans who served during a time of active combat, but that doesn’t mean they had to have fought in a forward combat situation.
Here are three of the most common questions some veterans have about this pension and the answers that can provide them some clarification.
Common Question #1: Do I have to be considered a wartime veteran?
The answer is simply, yes. In order to qualify for this pension that can be used to pay for home care support services, the individual has to be considered a wartime veteran. This does not, though, mean they had to have fought in a forward combat situation.
It means they had to have at least served one day of active duty service during a time of official combat, as defined by Congress. Simply stated, this means the veteran needs to have served during either World War II, the Korean War, the Vietnam War, or the Gulf War.
Common Question #2: How much active duty service do I need to qualify?
Veterans who served at least one day active duty during World War II, the Korean War, or the Vietnam War need at least 90 days active duty service in order to qualify for this particular pension. If they served any time during the Gulf War, they need to have served a minimum of two years active duty service.
Common Question #3: Are their income and asset limits to qualify?
Yes. In order to qualify for the Aid and Attendance Benefit, the VA now has a threshold limit of $119,000 for combined income and assets. In some situations, a primary residence will not count toward the asset limit, and this threshold is new this year. In the past, the income and asset guidelines were subjective and it caused a great deal of frustration for many veterans.
If a veteran is in need of home care support for long-term care, and if they don’t have a lot of income or assets to pay for this level of support, and if they are considered a wartime veteran, they are encouraged to look into the Aid and Attendance Benefit more closely. Applying for this pension as early as possible can be extremely beneficial because it can take many months for the approval process to be completed.
Angel Alliance Caregivers of Galloway, NJ is dedicated to helping seniors maintain full, independent lives where they most desire to live: in the comfort of their own homes. Call us at (609) 965-0028.