Sometimes, it’s simply difficult to see the forest for the trees. This expression means we get so close to a particular situation we can’t see the benefit or certain details that can impact the end result. For some veterans, especially aging veterans, when the need for home care arises, they might feel like it’s completely impossible to even consider this option because of their limited income.
Some seniors are limited to a pension or Social Security.
For these veterans, even the thought of hiring a home care aide is almost laughable. After all, whatever they bring in is essentially going right out for basic living expenses, including medications, rent or mortgage, taxes, food, and so on. Even though they may be having extreme difficulty with their own mobility, balance, and basic care, they don’t look into the option because they don’t see any other choice.
There is another choice.
For wartime veterans, the Aid and Attendance Benefit can be just what they need. Some, though, don’t look into it very closely because they assume it’s just not worth it. They may assume that this pension is only going to provide minimal financial support and they need more care than just a couple of hours once a week.
Others may assume the pension is only going to be available to those veterans who need full-time, almost around-the-clock care. The reality is this: qualifying veterans can receive up to a little more than $2,000 per month to be used to pay for home care support services. If they have dependents, such as a spouse, who may also require home care support, it may offer some financial support for them as well.
If a veteran believes he or she would qualify for financial assistance from this particular pension, and they need home care support, either on the advice of their doctor or because they simply can’t live on their own any longer, it’s worth looking into.
People who dismiss the idea because they make assumptions about what it offers, who qualifies, or that it’s not enough are missing out on a potentially wonderful opportunity to get the care and support they need within the comfort of their own home.
It can take up to nine months or even longer in some cases for the application to be approved, so when a veteran realizes home care is needed, is considered a wartime veteran, and has limited income and assets, they should be encouraged to look into it and begin the process as soon as possible.